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Your Government Rights,
Finally Simplified

Free guides for 1,000+ Indian government schemes, certificates & citizen services

Find schemes you qualify for. File RTI in minutes. Track court cases. Get caste certificates. Everything the government offers — in plain language.

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🇮🇳 All 28 States
Instant Results
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800M+
PDS Beneficiaries
Source: NFSA Data
50M+
Pending Court Cases
Source: NJDG
3500+
Govt Schemes Exist
Source: MyGov India
0
Good Free Guides (Until Now)
That's where we come in
A note from the editor
Sibin O · Founder, NagrikIQ · Bengaluru

I started NagrikIQ because I kept watching friends, colleagues, and family members get stuck on Indian government processes that should have been simple. A friend's ₹2.3 lakh PF sat unclaimed for eight months because nobody told him about the grievance portal. A colleague paid ₹40,000 extra in TDS for four months because his PAN had gone inoperative and he didn't know. A neighbour paid an agent ₹3,000 to fill an income certificate form he could have filled online for free.

None of this is bad luck. It's what happens when official portals are written by lawyers for lawyers, when the actual process nobody documents is different from the one in the notification, and when a small industry of touts profits from confusion.

NagrikIQ is my attempt at a fix. Every guide here is written from experience — mine, my family's, my readers' — then verified against official .gov.in portals before publication. We publish the process as it actually works, not just as the government describes it. We call out the parts where the portal is broken, where the fees change silently, where the timelines listed on the website don't match reality.

We don't take commissions from agents, banks, or insurance companies. We don't hide affiliate links inside recommendations. When a process is free at a Seva Kendra, that's where we send you — even if the ad networks pay more when we send you elsewhere.

If a scheme or service exists for an Indian citizen, they should be able to find it, understand it, and access it — without paying an agent or asking a chartered accountant. That's the mission.

Meet the editorial team →How we verify every guide →Sibin O on LinkedIn ↗
12 FREE CITIZEN TOOLS

Everything You Need to Claim Your Rights

Schemes, RTI, court cases, ration cards, DL, voter ID, PF, land records, passports — built for every Indian.

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Most Popular

Scheme Finder

Find every central & state govt scheme you qualify for — filtered by income, category, state.

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New

Home Loan EMI Calculator

Calculate monthly EMI, total interest, and lifetime cost. Compare SBI, HDFC, ICICI, LIC HFL rates for 2026.

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New

Personal Loan EMI Calculator

See EMI, total interest and true cost of a personal loan. Compare 2026 rates from SBI, HDFC, ICICI, Bajaj Finserv.

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New

Term Insurance Comparison 2026

Honest side-by-side of LIC Tech Term, HDFC Life, ICICI Pru, Tata AIA, Max Life & Bajaj Allianz — claim ratios, riders, real premiums.

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New

Health Insurance India 2026

Room-rent traps, copay clauses, restoration benefit — the frank guide to picking a family floater that actually pays out.

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New

Education Loan Calculator

Interactive EMI + moratorium interest calculator. Vidya Lakshmi, CSIS subsidy, SBI Scholar & abroad-study rates for 2026.

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New

NRE vs NRO Account Guide

Which account NRIs actually need, repatriation limits, DTAA benefits, FEMA rules — the guide banks don't give you.

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New

NPS vs OPS Comparison 2026

OPS, NPS and the new UPS scheme — what govt employees actually take home under each regime. Real numbers, honest maths.

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New

Capital Gains Tax India 2026

Post-2024 rules — LTCG 12.5%, STCG 20%, no more indexation on property. Section 54/54EC exemptions and the ITR-filing traps.

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Free Tool

RTI Filing Assistant

Generate a ready-to-send RTI application in 3 minutes. 100+ templates included.

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New

Court Case Tracker

Check case status in plain language — next hearing, judge details, order history.

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Step-by-Step

Ration Card Guide

Apply, check status, add members, file complaints — complete state-by-state guide.

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Complete Guide

Caste Certificate

OBC, SC, ST, EWS certificates — document checklist, state process, rejection fixes.

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Expats

NRI Corner

OCI card, property rights, money transfer, Indian documents from abroad.

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New

Driving Licence Guide

Apply, renew, check DL status, pay e-challan, transfer RC — Sarathi & Vahan portals explained.

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New

Voter ID (EPIC) Guide

Register as a new voter, correct errors, find polling booth, link Aadhaar — ECI portals.

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New

PF / EPFO Guide

Check PF balance, withdraw money, transfer between jobs, activate UAN — step by step.

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New

Land Records (Bhulekh)

View Khasra/Khatauni, check encumbrance, apply for mutation — all 16 state portals.

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New

Passport Guide

Apply, renew, Tatkaal emergency passport, track status — fees, documents, PSK steps.

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Exclusive

Govt Auctions

Buy seized vehicles, NPA properties, gold & machinery from official government auction portals.

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New

Scholarship Finder

SC, ST, OBC, Minority & Merit scholarships — eligibility, amounts, NSP application guide.

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New

Govt Jobs Guide

SSC, UPSC, Banking, Railway, Police, Teacher — complete exam guide with portals.

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New

Utility Services

New electricity, water, gas connections, property tax payment — step by step.

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New

Tirupati Darshan Booking

Book TTD Special Entry Darshana online — ₹300 ticket, accommodation & seva booking guide.

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How NagrikIQ Works

Three simple steps to get what the government owes you

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STEP 01

Select Your Tool

Choose from Scheme Finder, RTI, Court Tracker, Ration Card, or Certificates.

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STEP 02

Fill Simple Form

Answer a few basic questions — no legal jargon, no complex forms.

STEP 03

Get Your Answer

Instant results with plain explanations, direct links, and next steps.

Why Choose NagrikIQ?

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Built for India

Every guide covers all 28 states. Works for urban & rural citizens alike.

Plain Language

No legal jargon. Complex government processes in simple English & Hindi.

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Always Free

All tools, guides, and templates are 100% free. Forever. No hidden fees.

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Always Updated

We track scheme changes, new circulars, and deadline updates in real time.

Frequently Asked Questions

Common questions about government services in India — answered clearly.

What is NagrikIQ?+

NagrikIQ is a free platform that explains India's government services, schemes, and citizen rights in plain language. We cover 1,000+ guides on ration cards, Aadhaar, income certificates, RTI, PM Kisan, Ayushman Bharat, driving licences, passports, and more — all sourced from official government portals. No login required, always free.

How do I check which government schemes I am eligible for?+

Use the NagrikIQ Scheme Finder at nagrikiq.com/scheme-finder. Enter your income, category (General/OBC/SC/ST), state, and age. The tool shows all central and state government schemes you qualify for — including PM Kisan, Ayushman Bharat, PM Awas Yojana, MGNREGA, scholarships, and insurance schemes.

How do I apply for a ration card online in India?+

Visit your state's PDS (Public Distribution System) portal and log in with your mobile number OTP. Upload Aadhaar of all family members, address proof, and income proof. Processing takes 15–30 working days. See the complete state-wise guide at nagrikiq.com/ration-card.

How do I file an RTI application online?+

Go to rtionline.gov.in, register with your email, pay ₹10 online (BPL cardholders are exempt), write your question clearly to the correct Public Information Officer (PIO), and submit. You must receive a response within 30 working days. NagrikIQ's RTI Assistant generates a ready-to-send application at nagrikiq.com/rti-assistant.

How can I download my Aadhaar card online?+

Visit myaadhaar.uidai.gov.in, click 'Download Aadhaar', enter your 12-digit Aadhaar number or 16-digit VID, enter the OTP sent to your registered mobile, and download the password-protected PDF. The password is your PIN code (first 4 digits) + year of birth. Full guide at nagrikiq.com/aadhaar/download.

How do I check my PM Kisan payment status?+

Visit pmkisan.gov.in, click 'Beneficiary Status', enter your Aadhaar number or mobile number, and view your payment history. PM Kisan pays ₹6,000/year in three instalments of ₹2,000 each. If payment is pending, complete eKYC at your nearest CSC centre. Full guide at nagrikiq.com/pm-kisan-status.

How do I get an income certificate in India?+

Apply online at your state's e-District portal. You need Aadhaar, address proof, and self-declaration of annual income. A Revenue Officer verifies the application and issues the certificate in 7–21 working days. Income certificates are needed for EWS reservation, scholarships, ration cards, and government schemes. See state guides at nagrikiq.com/income-certificate.

How do I apply for an Ayushman Bharat health card?+

Check eligibility first at pmjay.gov.in or call 14555. If eligible (based on SECC 2011 data), visit your nearest empanelled hospital or CSC with Aadhaar and ration card. The Ayushman card gives ₹5 lakh/year health cover at 24,000+ government and private hospitals. Full eligibility guide at nagrikiq.com/ayushman-bharat-eligibility.

What documents are needed to apply for a passport in India?+

You need: Aadhaar card (address proof), PAN card or voter ID, birth certificate or 10th marksheet, and one passport-size photo. Apply at passportindia.gov.in, book a Passport Seva Kendra (PSK) appointment, pay ₹1,500 (fresh) or ₹1,500 (renewal), attend appointment, and track status online. Tatkal processing takes 1–3 working days. Full guide at nagrikiq.com/passport-guide.

Is NagrikIQ affiliated with the Indian government?+

No. NagrikIQ is an independent citizen information platform. All information is sourced from official government portals (gov.in, nic.in, uidai.gov.in, etc.) and verified before publishing. We are not affiliated with any government ministry or department. Our purpose is to make public information accessible in plain language.

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Don't Leave Your Rights
on the Table

Crores of Indians miss out on schemes they qualify for every year. Start with the Scheme Finder — it takes 2 minutes.