๐Ÿ—“๏ธUpdated: June 2026

Government Schemes India 2026
Complete List of Central & State Schemes

India runs over 950 central government schemes and thousands of state welfare programmes covering agriculture, health, housing, education, and business. This hub gives you step-by-step guides for the most important schemes โ€” eligibility, benefits, application process, and official portal links.

๐Ÿ›๏ธ950+ย Central Schemes
๐Ÿ“3,000+ย State Schemes
๐Ÿ‘ฅ80 Cr+ย Beneficiaries
๐Ÿ’ฐโ‚น15 Lakh Cr+ย Annual Outlay

๐ŸŒพAgriculture & Farmers

PM Kisan Samman Nidhiโ‚น6,000/year

โ‚น6,000/year direct benefit transfer to small and marginal farmers in 3 instalments.

Full Guide & Apply โ†’

๐ŸฅHealth & Insurance

Ayushman Bharat PMJAYโ‚น5 Lakh Cover

โ‚น5 lakh per family per year health cover at empanelled government and private hospitals.

Full Guide & Apply โ†’

๐Ÿ’ผBusiness & Self-Employment

MUDRA Loan (PMMY)Up to โ‚น10 Lakh

Collateral-free loans up to โ‚น10 lakh for small businesses, startups, and self-employed.

Full Guide & Apply โ†’

๐Ÿ Housing

PM Awas YojanaUrban + Rural

Housing subsidy up to โ‚น2.67 lakh (Urban) and โ‚น1.3 lakh grant (Rural) for pucca house.

Full Guide & Apply โ†’

๐Ÿ”How to Find the Right Government Scheme

With thousands of central and state schemes, finding the one that applies to you can be confusing. Start by identifying your category: farmer, student, woman, senior citizen, person with disability, BPL family, or entrepreneur. Then check the official portals: myscheme.gov.in(central government scheme finder) lets you filter by category, age, gender, and state to find schemes you are eligible for. For state-specific schemes, visit your state's official welfare or social justice department portal.

Each scheme guide on NagrikIQ explains the eligibility criteria in plain language, lists the exact documents you need, and walks you through the application process step by step โ€” whether online or offline.

๐Ÿ”— Related Guides

Income Certificate โ†’Ration Card โ†’Caste Certificate โ†’EWS Certificate โ†’Scholarship Guide โ†’Pension Guide โ†’
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Disclaimer: NagrikIQ is an informational platform and is not affiliated with any government department. Information provided is for guidance only. Always verify details on the official government portal before taking action.